Editor’s Choices

Family income
Median income for families by state. See how your family is fairing compared to the rest of us.

Interest Rate Caps
Many state's laws provide that you cannot lend money at an interest rate in excess of a certain statutory maximum. This is a "usury limit."

Student Loans
When entrepreneurs are unable to pay their debts they can declare bankruptcy and start over with a clean slate in as little as 9 months. When students are unable to pay their loans, they are stripped of their right to a fresh start for a decade.

Famous Bankrupts
Even the high and mighty have fallen prey to the bankruptcy courts. One striking outcome is how most got up, dusted themselves off and went on to greatness.

Loopholes
This segment is not offered to avoid, conceal, or in any way circumnavigate the law of the land but is only offered to educate debtors to the more obscure rules that govern personal indebtedness.

Opinions
We always publish the week’s best PRO & CON opinion. Your opinion is very important to us. If you have an opinion on any debt subject from the law to how you were treated, we want to hear from you.